LIAM shows the impact of every money decision before you make it. For Canadians earning $100k+ who are asset-rich but cash-poor.
Full access to Starter or Pro for 30 days. Your card is saved securely — you won't be charged until your trial ends.
The real problem
You're not bad with money. The system just wasn't built to give you control between appointments.
Your net worth looks great on paper. But your bank account tells a different story. House, RRSP, TFSA — all locked. Liquid margin? Almost zero.
You make financial decisions every day. Your advisor sees you four times a year. The gap between the plan and the decision — that's where plans die.
Every appointment starts from scratch. Your advisor re-reads notes, re-asks questions. Change advisors? Start your story over completely.
What LIAM does
AI that understands your whole financial picture — not just your balance.
See your real breathing room — not just your balance. Track liquid cash vs. commitments in real time.
Available liquidity
$1,840 / $412k net worth
0.4% liquid — that's the real number
Before you spend, see what it costs your future. Simulate any purchase against your goals.
Buy $2,500 laptop today
TFSA goal delayed 6 weeks
Wait 3 weeks
All goals stay on track
LIAM finds money you didn't know you were losing — subscriptions, rate gaps, timing mismatches.
+$263/month found
How it works
Four steps. Five minutes. Full clarity.
Link your Canadian banks securely via Plaid. RBC, TD, BMO, Desjardins, Tangerine, and 200+ institutions.
256-bit encrypted · Read-only access
Each time you receive your bank statement, upload it to LIAM. Discover your real money behaviour, identify where your liquidity is leaking, and get actionable guidance to strengthen your financial position.
Net worth vs. liquid cash
Thinking about a big purchase? A trip? Paying off debt faster? See the impact on your goals before committing.
"What if I buy this now?"
LIAM watches your cash-flow and nudges you when a decision risks your plan. When a decision goes beyond your budget scope, you can request assistance through a virtual meeting with a qualified human advisor.
AI daily · Human when it matters
Made in Canada
Not a US app with a maple leaf sticker. Built around Canadian products, institutions, and regulations.
Maximize your registered accounts. Know your contribution room, optimize your tax bracket, time your deposits.
Use LIAM in English or French. Your finances, your language.
Connect Desjardins, RBC, TD, BMO, Scotiabank, National Bank, Tangerine, and more via Plaid.
Why I built this
"I built financial plans for hundreds of Canadians. Then I watched them fail."
For three years, I worked as a financial advisor specializing in personal finance and mortgage credit. I analyzed complex situations, modelled strategies, and presented recommendations designed to improve my clients' financial trajectory.
On paper, the system worked.
But in practice, the best plans rarely failed because of the strategy. They failed because of behaviour. A client could leave a meeting motivated, then compromise their plan weeks later at the exact moment a financial decision happened in real life — with no support, no context, no reminder of their goals.
We see our clients a few times a year. Their money lives with them every day.
That gap between the plan and the decision — that's where plans die. That's why I built LIAM.
Alain Badiashile
Founder & CEO — Former financial advisor, Montreal
Security
Bank-level encryption. Canadian privacy standards. No data selling. Ever.
All data encrypted at rest and in transit with TLS 1.2+. Never stored in plain text.
Row-level security ensures only you access your data. Export or delete it anytime.
Privacy-first approach. No third-party tracking, no data selling, no advertising cookies.
Pricing
Start with 30 days free. Cancel anytime. No commitment.
Starter
or $99/year save 18%
Essential financial tracking to get organized.
1 month free — Early Access
Pro
or $399/year save 15%
Full financial intelligence for professionals.
1 month free — Early Access
Premium
or $1099/year save 7%
Advanced automation for high earners & investors.
All prices in Canadian dollars (CAD). 30-day free trial on all plans. You'll be reminded 3 days before your first charge.
See what LIAM finds in your finances — in under 5 minutes.
First 200 users get 1 full month free on Starter or Pro.
Claim Your Free MonthNo commitment · Cancel anytime · Reminder 3 days before charge