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Every financial decision has a future cost.Know yours before you make it.

LIAM turns your real financial data into instant, personalized guidance, helping you understand what you can afford without losing sight of what you’re working toward.

Your money, your goals. Spend with clarity & plan with confidence.

Try LIAM free for 14 days

No charge before day 14. Cancel in two taps.

  • Canada and USA
  • English and French
  • Read-only. LIAM never moves your money.

Live example

Can I afford this?

Maya earns $6,200 a month after tax

Cash you can use$4,800$2,300
Safety buffer1.5 wk
Home down payment4 wk later

Yes, once your paycheque lands on the 15th. Buy it today and your buffer drops under two weeks.

Illustrative figures. LIAM computes yours from your own accounts.

Your advisor sees you four times a year.Your money needs a decision four times a day.

Most plans don’t fall apart because of the strategy. They fall apart at the checkout, on some Tuesday, when nobody is there to ask for guidance. LIAM is.

One assistant, three questions answered

How much can I actually spend?

Your balance is not your breathing room. LIAM separates the cash you can use from what is already promised to rent, loans and bills, and tells you the real number.

$1,840

truly available this month

Already committed $4,360Free to use

What happens if I do this?

Simulate a purchase, a trip or a faster debt payoff before you commit. See the effect on your buffer and every goal, and the option that hurts your plan least.

Buy nowGoal reached
Wait 3 weeksGoal reached

Where is my money leaking?

LIAM reads your statements and spots what you stopped noticing: forgotten subscriptions, a savings rate below the market, payments timed badly against your paycheque.

  • Unused subscriptions+$127
  • Better savings rate+$47
  • Payment timing+$89

+$263found every month

Built for both sides of the border

Registered accounts it plans around
401(k), IRA and Roth IRA, HSA, 529
Tax context
Federal brackets, pre-tax versus Roth contributions and employer match.
Your accounts
Connect your bank through Plaid where available, or upload your statements.

Your data stays yours

  • Read-only access

    LIAM can see your accounts, but it can’t move a single dollar.

  • Always encrypted

    AES-256 at rest, TLS in transit. Nothing is stored in plain text.

  • Stay in control of your data

    Export it or delete all of it, whenever you like.

Start for free and stay if it pays for itself.

Every plan starts with 14 days free.

Starter

Essential financial tracking to get organized.

$9.99USD /month

  • Standard AI chat (15 AI credits per month)
  • Manual document upload
  • Budget overview
  • Spending behavior breakdown
14 days free

Pro

Most chosen

Full financial intelligence for professionals.

$29.99USD /month

  • 40 AI credits/month
  • Recommendations & Strategy
  • Budget monitoring & alerts
  • Document analysis
  • Life project planning & execution
  • All Starter features
14 days free
14-day free trial

You're only billed once the trial ends. Cancel any time before then — you pay nothing. The free trial is for your first subscription.

  • No commitment — cancel anytime
  • We remind you 1 day before your first payment

Payments go securely through Stripe. Your subscription renews automatically after the trial, and you can change or cancel it any time in Settings › Plans. Applicable taxes are extra, calculated at checkout.

A plan that finally holds up in real life.

14 days is the minimum amount of time needed to discover what LIAM learns from your financial choices and habits.

30 days is the minimum amount of time needed to lay the groundwork for real change in your financial choices and habits.

Start your 14-day free trial

No charge before day 14. Cancel in two taps.